What is Insurance types and benefits in Hindi

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बीमा क्या है? इसके प्रकार और फायदे! What is Insurance Hindi

 Insurance in Hindi
What is Insurance Hindi

 

क्या आपने अभी तक अपने परिवार,घर या गाडी का INSURANCE नहीं करवाया है KNOW ABOUT INSURANCE IN HINDI

क्या आप बीमा या INSURANCE करवाने के फायदे जानना चाहते हैं WHY INSURANCE IS IMPORTANT HINDI

 

agar haan ! to aapake lie yah post bahut hee aavashyak hai. is pure post ko padhane ke baad aap jaan sakenge kee what is insurance  hindi ya beema kya hai aur kyon jarooree hai beema karavaana?

 

vaise to insuranchai madad karata hai har dukhad ghatana ke baad par yah har kisee vyakti ke lie bahut hee aavashyak hota hai. aaj ke is bheed bhaad vaale jeevan mein kab kya ho jaaya kise pata hai. aise mein agar aapane apane moolyavaan cheejon ka insuranchai sahee tareeke se kiya hai to yah aapake lie ek bachkup hailp ke jaise kaam karata hai. kaise? ham aapako isake vishay mein aage bataenge.

 

TYPES OF INSURANCE WITH BENEFITS IN HINDI?

बीमा के प्रकार उनके फायदों के साथ

 

alag alag prakaar ke insuranchai ya beema ke alag-alag phaayade hote hain. hamane niche kuchh mahatvapoorn insuranchai typais aur unake advantagais ka vivaran diya hai.

 

#1 जीवन बीमा योजना क्या है और इसके फायदे (LIFE INSURANCE HINDI)

 

jeevan beema yojana ya lifai insuranchai mein ek nirdisht mooly jama karake polichy kiye hue vyakti kee mrtyu ho jaane par us vyakti ke polichy ke nominaiai ko kiye hue polichy ke niyamon aur sharton(tairms and chondition) ke anusaar paise die jaate hain.

yah paalisee log khaasakar apane parivaar ke lie chhod jaate hain kyonki jeevan ka koee bharosa nahin isalie jyaadaatar log is polichy ko apanaate hain taaki unake jaane ke baad unake parivaar ko kuchh had tak paison ke maamale mein madad mil jaaye. tairm lifai insuranchai/chlaim/onlinai quotais insuranchai/

 

#2 दुर्घटना बीमा योजना (PERSONAL ACCIDENT INSURANCE HINDI)

 

durghatana beema yojana ya achchidaintal polichy mein bhee aap ek nirdisht mooly jama karake polichy kiye hue vyakti ke durghatana ho jaane par us polichyholdair vyakti ko chot lag jaane ya vikalaang ho jaane par, kiye hue polichy ke niyamon aur sharton(tairms and chondition) ke anusaar haspataal ka kharcha ya mrt ho jaane par raashee dee jaatee hai.

achchidaintal insuranchai polichy ka sabase bada laabh yah hai kee isamen aapake durghatana ho jaane par aapako kisee bhee prakaar ka kharch nahin uthaana padata. insuranchai polichy chompany saara kharcha uthaatee hai par alag-alag polichy mein alag-alag tairms hote hain jinhen padh kar hee polichy karavaana chaahie.

 

#3 चिकित्सा और स्वास्थ्य बीमा योजना (MEDICAL AND HEALTH INSURANCE HINDI)

 

chikitsa aur svaasthy beema yojana ya maidichal and haialth insuranchai mein bhee aap ek nirdisht mooly jama karake polichy kiye hue vyakti ke svaasthy sambandhee sabhee maamalon mein jaise kisee beemaaree aspataal mein daakhil hona, davaiyon ka kharcha, opareshan ka kharcha adi insuranchai providair kampanee karatee hai.

yah polichy bahut hee aavashyak hai kyonki prativarsh har kisee vyakti kee thodee bahut tabiyat kharaab to hotee hee hai. aise mein yah polichy kampaniyaan ek saal mein kuchh raigular chhaichkup ka bhee kharcha uthaate hain. aaj kal ke khaane-peene ke kaaran tabiyat kab kharaab ho jaaye koee gaarantee nahin hai aise mein haialth insuranchai polichy bahut madadagaar saabit hote hain.

 

#4 वाहन बीमा योजना (VEHICLE INSURANCE HINDI)

 

agar aapake paas apanee kaar, motar saikil ya koee any vaahan hai to vaahan beema yojana ya vaihichlai insuranchai aapake lie jarooree hai. is prakaar kee insuranchai polichy aapake gaadee ke durghatana ya choree ho jaane par madadagaar saabit hote hain.

lekin kuchh vaahan beema yojana mein third party paalisee bhee kee jaatee hai jisamen gaadee chalane vaale draeevar ya paidal chalane vaale logon ka insuranchai chlaim kar sakate hain.

is paalisee ka karana bahut hee aavashyak hai kyonki yah hamaare ghar ke moolyavaan cheejon mein se ek yaanikee vaahanon ke lie kiya jaata hai. aaj kal to chhote mote durghatana hote hee rahate hain aise mein bhee in vaahanon par adhik kharcha hota hai. agar aapaka vaahan polichy insuraid hai to aapako ghabaraane kee koee aavashyakata nahin hai kyonki aap apane vaahan ke chhote mote kshati ke lie bhee insuranchai polichy dene vaalee kampanee se chlaim kar sakate hain.

 

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कैसे पता करे आपका स्मार्टफोन असली है या नकली – Check Your Smartphone Is Real Or Fake

 Insurance in Hindi
Insurance in Hindi

#5 घर का बीमा या गृह बीमा (HOME INSURANCE HINDI) 

 

ghar ka beema ya homai insuranchai mein jo insuranchai kiya jaata hai usamen aapake ghar ke building ka saamaan aur struchturai ke anusaar polichy banaayeen jaatee hai. isamen insuranchai chompany ghar ka ya ghar ke saamaan donon cheej ke damagai hone par kharch vahan karatee hai.

 

#6 यात्रा बीमा (TRAVEL INSURANCE HINDI)

 

agar aapako akale ya apane parivaar ke saath kaheen travail karana ho, to aise mein yaatra beema ya travail insuranchai karana achchha saabit ho sakata hai. aise mein yaatra mein deree hone ya chanchail ho jaana ya yaatra ke dauraan durghatana ho jaane par insuranchai chompany haani hue rupayon ko vahan karata hai

 

#7 फसल बीमा (CROP INSURANCE HINDI) OR FARMER INSURANCE

 

agar aap ek kisaan hain to prati varsh aapako apane phasal ka beema jaroor karavaana chaahie. mausam ka kya bharosa hai baarish ho bhee sakatee hai nahin bhee. kintu agar aapane apane phasal ka beema karavaenge to aap bina koee chinta khetee kar sakate hain.

 

#8 अन्य प्रकार के बीमा (OTHER TYPE INSURANCE PLAN)

  • Political Risk Insurance राजनितिक जोखिम बीमा
  • Pet Insurance पालतू जानवरों का बीमा
  • Marriage Insurance विवाह के लिए बीमा

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2 thoughts on “What is Insurance types and benefits in Hindi

  1. अरे दादा, जो जा होगो माराज, जो का नवो रूप धर लवो गोरी मेंम ने ससुर कटीली लग रही है ?

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